PPF Calculator
Calculate PPF maturity value, interest earned, and yearly breakdown.
PPF Calculator visual insights
Projected corpus
₹1.61 Cr
Growth
₹1.25 Cr
How to Use This Calculator
Enter Amount
Set your loan amount or investment using the slider or input field.
Set Rate & Tenure
Adjust the interest rate and time period to match your scenario.
Get Results
See your EMI, total interest, and full payment breakdown instantly.
Share & Plan
Share the result link or download the amortization schedule as PDF.
About PPF Calculator
PPF Calculator helps you project retirement corpus, pension, provident fund value, and long-term savings maturity using India-focused assumptions and INR formatting. Calculate PPF maturity value, interest earned, and yearly breakdown.
This tool is useful for Indian families and salaried employees planning PPF, EPF, NPS, pension, gratuity, and small-savings schemes. It is designed for quick planning before comparing bank offers, investment options, tax choices, or scheme rules with a qualified professional.
The calculations are tailored for users in India and use Indian number formatting, rupee values, and locally relevant finance terms wherever applicable.
Results are estimates for education and planning. Final decisions should use official documents, lender statements, scheme rules, tax notices, or advice from a qualified professional.
Frequently Asked Questions
What is the current PPF interest rate?
The PPF interest rate is 7.1% p.a. for Q1 FY 2026-27, reviewed quarterly by the Ministry of Finance.
What is the maximum annual PPF contribution?
₹1.5 lakh per financial year per individual — also the maximum eligible for 80C deduction.
Can I extend my PPF account beyond 15 years?
Yes, PPF can be extended in blocks of 5 years, with or without fresh contributions. It stays tax-free under the EEE regime.
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Methodology & Formulas
All formulas used here comply with RBI guidelines and standard Indian financial conventions. Calculators are updated for FY 2026–27.
Last updated: April 2026