Capital Gains Tax Calculator
Estimate STCG/LTCG tax on equity, debt, property, and gold for FY 2026-27.
Asset Type
Tax Payable (LTCG)
₹34.38 K
@ 12.5% on ₹2.75 L
Capital Gain
₹4.00 L
Exemption applied
₹1.25 L
Net Gain after Tax
₹3.66 L
Long-term Capital Gain
Listed equity/equity MF LTCG at 12.5% beyond ₹1.25L exemption per FY.
Capital Gains Tax Calculator visual insights
Estimated Tax
₹2.16 L
Net Amount
₹9.84 L
How to Use This Calculator
Enter Amount
Set your loan amount or investment using the slider or input field.
Set Rate & Tenure
Adjust the interest rate and time period to match your scenario.
Get Results
See your EMI, total interest, and full payment breakdown instantly.
Share & Plan
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About Capital Gains Tax Calculator
Capital Gains Tax Calculator helps you estimate Indian tax, statutory charges, deductions, and compliance impact using India-focused assumptions and INR formatting. Estimate STCG/LTCG tax on equity, debt, property, and gold for FY 2026-27.
This tool is useful for Indian taxpayers, salaried employees, investors, traders, freelancers, and small business owners. It is designed for quick planning before comparing bank offers, investment options, tax choices, or scheme rules with a qualified professional.
The calculations are tailored for users in India and use Indian number formatting, rupee values, and locally relevant finance terms wherever applicable.
Results are estimates for education and planning. Final decisions should use official documents, lender statements, scheme rules, tax notices, or advice from a qualified professional.
Frequently Asked Questions
What are the current LTCG and STCG rates?
Equity shares/equity MF: STCG (≤12m) taxed at 20%, LTCG (>12m) taxed at 12.5% above ₹1.25L per FY. Debt MF/bonds: entire gain taxed at slab rate. Property (non-equity): STCG (≤24m) at slab, LTCG (>24m) at 12.5% without indexation.
What is the ₹1.25 lakh LTCG exemption?
Long-term capital gains on listed equity/equity MF up to ₹1.25 lakh per financial year are exempt from tax.
Can I save LTCG tax on property?
Yes. You can reinvest in another residential property (Section 54) or in 54EC bonds (up to ₹50L) within the specified time window.
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Methodology & Formulas
All formulas used here comply with RBI guidelines and standard Indian financial conventions. Calculators are updated for FY 2026–27.
Last updated: April 2026