CAGR Calculator
Calculate Compound Annual Growth Rate on investments over any period.
CAGR (Annualised)
20.11%
Per year, compounded, over 5 years
Initial
₹1.00 L
Final
₹2.50 L
Absolute Return
150.00%
How CAGR is calculated
CAGR = (Final ÷ Initial)1/years − 1, shown as a percentage. Unlike absolute return, CAGR accounts for the power of compounding across years.
CAGR Calculator visual insights
Future value
₹50.46 L
Growth
₹32.46 L
How to Use This Calculator
Enter Amount
Set your loan amount or investment using the slider or input field.
Set Rate & Tenure
Adjust the interest rate and time period to match your scenario.
Get Results
See your EMI, total interest, and full payment breakdown instantly.
Share & Plan
Share the result link or download the amortization schedule as PDF.
About CAGR Calculator
CAGR Calculator helps you estimate investment growth, required contribution, annualised return, and future corpus using India-focused assumptions and INR formatting. Calculate Compound Annual Growth Rate on investments over any period.
This tool is useful for Indian investors planning SIPs, mutual funds, deposits, inflation-adjusted goals, and portfolio returns. It is designed for quick planning before comparing bank offers, investment options, tax choices, or scheme rules with a qualified professional.
The calculations are tailored for users in India and use Indian number formatting, rupee values, and locally relevant finance terms wherever applicable.
Results are estimates for education and planning. Final decisions should use official documents, lender statements, scheme rules, tax notices, or advice from a qualified professional.
Frequently Asked Questions
What is CAGR in simple terms?
CAGR (Compound Annual Growth Rate) is the smooth annual rate at which an investment would have grown if it grew at the same rate every year. It removes volatility noise and gives you a single comparable number.
What is the difference between CAGR and absolute return?
Absolute return is total % gain regardless of time. CAGR annualises it — the same 50% absolute return over 3 years vs 10 years implies very different CAGRs (14.5% vs 4.1%).
Is a 15% CAGR realistic for equity?
Nifty 50 has delivered roughly 12-14% CAGR over 20+ year windows. Individual equity funds sometimes deliver 15%+ long-term, but past performance does not guarantee future returns.
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Methodology & Formulas
All formulas used here comply with RBI guidelines and standard Indian financial conventions. Calculators are updated for FY 2026–27.
Last updated: April 2026